2018-12-30 23:02:56 Source: not obsessed with the finances of Zhang Ping
Original title: of the current tendency of the real estate market, how long can you return to the buyer's market?
Judging by the current situation of the real estate market, the state is still relatively determined to implement real estate regulation and control. Without the downward pressure on the economy, it will completely relax the policy of regulation and control of real estate, but will adopt the "strategy for the city" strategy, which is based on different cities. The situation, the regulation of real estate. The real estate market is gradually entering the process of speculation.
Since the fourth quarter of 2018, the national real estate market has completely cooled: the second-hand real estate market in first and second level cities has a price and no market. The new housing market has also seen price reduction promotions for unfamiliar developers, former owners have defended their rights. The demand for real estate investment is being withdrawn, letting the buyer's market is no longer far away.
In the news, the real estate market is gradually returning to the buyer's market process. There are two main reasons: in the first place, due to the constant fermentation of real estate regulation, people are waiting for the rise in house prices. Not as upright as it used to be, but people who expect prices to fall and fall start to get more. As a result, the demand for speculative investment for home buyers has dropped considerably.
On the other hand, the expectations of people for future revenues are not as good as they have been. By the end of 2018, many manufacturing companies survived, Internet companies moved away from people, hired developers, and layoffs, etc. The national economy was under low pressure. Many people did not expect optimistic revenue growth as in the past. Therefore, the demand for speculative and investment purchase decreases rapidly.
However, in order for real estate to return to the buyer's market as soon as possible, they are subject to the following important factors: First, when you will enter the property tax in the future. From the current situation, the registration of real estate information in the country has been connected, and the property tax has been the case for almost two or three years. Once the real estate tax is strictly enforced, this will impose taxes on home ownership, which will undoubtedly increase the cost of occupants. Immediately, many houses will be launched on the market and real estate will soon return to the buyer's market.
Second, if the interest rate on the mortgage can remain in the current position. In the past, demand for home purchase was so strong, mainly because the mortgage interest rate was too low, which is definitely encouraging everyone to buy homes. Currently, many banks will increase the mortgage interest rate by 20-30%, which will increase the cost of homeowners, which will not only reduce the demand for real estate speculation, but also to make many people "just need" that they do not have to buy a house in the short term to think calmly. As a result, the demand for domestic purchases is reduced, and the supply of real estate increases, and will become the buyer's market.
Third, the establishment of a long-term mechanism will divert the demand for purchase of commercial homes. At the moment, all the localities actively carry out the establishment of a long-term mechanism for the real estate market. While they continue to develop the commercial real estate market, they also actively develop the rental market for housing and the real estate market. At that time, the demand for a large number of domestic purchases will be diverted to the rental market for affordable housing and housing, the pressure on the commercial property market will be mitigated, and up to everything will take place over the counter and the buyer's market will emerge.