The banks will receive between 1,000 and 600,000 million pesos per commission during Good endThis is based on the payment of commercial facilities, such as supermarkets and stores for the use of terminal sales by apartment, according to Condusefa estimates.
According to the analysis National Commission for the Protection and Defense of Financial Services Users (Condusef), in the 2017 issue, 94 billion pesos were recorded, of which 57 percent (53 thousand 958 million) were made by credit or debit cards.
For a sale made with a banking plastic, the average rate of 2.66 percent was charged per operating amount, which in the past Buen Fin brought financial institutions for a thousand 436 million pesos.
It is estimated that every trade that participated in the Good End 2017 sold an average of one million 700 thousand pesos, of which 974 billion were through credit or debit cards, which meant income for banks of about 26 thousand pesos per trade", says the document.
According to Condusef, who is chairing Mario Di Costanzo, In 2017, banking in Mexico recorded 44 thousand 213 million pesos for revenue from related stores with sales terminals, 40% of total net income.
In the opinion of the commission, banks should not charge a percentage of commission for work performed, "but a fixed fee for providing access to a network that allows payment of cards".
Why? Fernando Franco