Saturday , May 8 2021

Financial Education: Credit Agricole du Maroc trains small farms



Infomediaire Morocco – The Credit Agricole Group of Morocco (GCAM) is organizing the 5th Session of Financial Education for Small Farmers and Rural Households, as part of its strategy of supporting citizens and solidarity with the rural world, the statement said. GCAM.

As a historical actor in the agricultural sector, GCAM confirms its commitment to small farmers and the rural world by contributing to the financial education of small agricultural producers, especially women and young people, the source added, recalling that the group launched an ambitious program at the end of 2017 with the twin objectives of the Financial inclusion and improvement of skills for the most vulnerable people in rural areas.

Currently, the fi nancial education program is expanding in the DraaTalalet region and in particular refers to the locations of various provinces and localities in the region (Midelt, Imilchil, Boumia, Zaida, Rich, Boumalene-Dades, Tinghir and Kelaat M & # 39; Gounha). for the month of October 2018, the announcement states that during the month of November 2018 (from 12th to 29th) formations will be held dedicated to the provinces of Errachidia, Ourazazate and Zagora.

The training sessions of the Global Financial Education Program in rural areas have organized around 5 modules, namely, determining, quantifying and prioritizing investment projects (professional and family), formalizing a simplified budget. and the way of its interpretation, financial plan, use and justification for bank loans and analysis of risk of reinsurance, demystification of the bank and the usefulness of the bank account, and ultimately the banking offer in basic products and services and savings, pointed out the same source.

Almost 100 GCAM managers have been trained and mobilized specifically for the needs of this program, with the support of supervisory teams and logistical support, and overseeing by Moroccan Foundation for Financial Education (FMEF) experts.

Training is interactive and participatory, based on stories and illustrative examples from rural areas. Often they were facilitated by the users themselves for better assimilation of content and key messages of the training module. Almost 25% of websites are dedicated exclusively to women. Moreover, in some locations, training was conducted in Tarifa or Tachelhit or Tamazight to remain close to the socio-cultural reality of beneficiaries, according to the announcement.

The first phase of the program was announced in the agricultural region of Gharb-Chrarda-Beni Hsen in 2017 and targeted 1,200 beneficiaries in different locations in the region (Bouknadel, Souk El Arbaa, Sidi Kacem, Mi Bouselham, Lalla Mimuna). , Dar Gueddari, Sidi Iahia, Sidi Allal Tazi, Khenichet, Jorf El Melha, Mechraa Belksiri, Had Kurt and Kenitra).

The second phase took place in the Fes-Meknes-Moien Atlas region and encompassed 1,300 users from the surrounding area, and the third phase was in 16 locations in the provinces of East Rhine, with 1,400 people (Al Hoceima, Imzouren). , Beni Bouaiach, Targuiste, Issagen, Souahel, Driouch, Midar, Temsamane, Ben Taieb, Nador, Zeghanghan, Aroui, Seluan, Zaio, and Cariat Arikmane).

To date, four main rural training activities have been carried out (one fifth is in progress) in more than 100 local areas and in favor of more than 8,000 small agricultural producers and rural households, especially women and children. young. The fourth operation was dedicated to the inhabitants of the Hauz, Chichau, Rehman and Seraghna regions and involved more than 2,000 people.

Launched at the end of 2017, with the aim of training more than 20,000 small farmers by 2020, the program deals with the most remote areas, with the primary goal of raising awareness among users of the importance of farm data, and especially participation. low profitability or unprofitability of certain activities, which opens the way for the margins of progress, improved income and living conditions of the target population.

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